Blog
We have an opinion or two about what’s going on in the property market! Here’s where we share the latest.
What’s the best interest rate strategy?
This question of what’s the best interest rate strategy has been something many homeowners haven’t considered for a while. I mean who needs to think...
New tenancy rules create landlord exodus? Whatever.
With new Tenancy rules coming in next month (Feb 2021) there’s been the usual gnashing of teeth from landlords who feel aggrieved about tenants...
Skills worth saving: How lockdown taught us how to beat the budget
Did you make a list of pursuits to keep you occupied during lockdown? If you weren’t wrangling under-5s or endeavouring to homeschool while doing...
Will having a flatmate help you buy your first home?
First home buyers often wonder aloud about whether or not the bank will include flatmates in their mortgage affordability calculation. Will that...
When to jump at the best interest rate
About 10 days ago there was a flurry of activity on the interest rate front. ANZ appeared to lead the downward charge and everyone else followed,...
LVR changes? First home buyers, sorry, they mean diddly squat to you
You’re probably well aware that the RBNZ removed the LVR restrictions on 30th April 2020. What you might not realise is that this was done so that...
Time to refinance: Should you?
Before I answer that question it’s worth defining what ‘refinance’ actually means because it’s a word people use in different ways. Some people use...
INCOME: Why quality’s (almost) more important than quantity right now
Bigger is better right? The more the merrier too? In a financial context both make a lot of sense. When you think about borrowing money for a...
Will the LVR changes let you take the next step?
A journalist’s job is to write a headline that gets you interested enough to click on it and read the story. [See above!] Never forget that clicking...
First Home Buyers: Your deposit will come back
Unfortunately, community transmission of Covid-19 has been widespread amongst KiwiSaver funds. Balanced and growth funds have taken the biggest...