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Mortgage Affordability Calculator

Wondering whether you’re likely to gain a mortgage pre-approval from the bank?
Try our free home loan affordability calculator.

Our home loan calculator was developed by our lending experts to provide an accurate indication of how likely you are to gain pre-approval from the bank*.
It is:

  • Quick, simple and FREE to use
  • Completely confidential – we will not share your information with anyone else
  • Based on current New Zealand bank lending conditions

Get started

Disclaimer: This calculator is intended as a guide so you can make better informed mortgage decisions. Your results are not an offer of finance or any guarantee that finance will be available to you. We have taken reasonable steps to ensure the accuracy of your results but each lender has specific criteria you need to meet. We recommend you get us to obtain pre-approved finance before proceeding with your project or purchase. Fees may apply and interest rates are subject to change. (Like all things in life... except death and taxes!)