We’ve got your back

There’s a stack of stuff a mortgage adviser can simplify for you. Here’s what we do…

• Give you a solid answer on how much you can afford
• Help you piece together a deposit
• Get you the best mortgage rate and conditions possible
• Make sure your mortgage structure fits your circumstances
• Get all the paperwork done!
• Guide you through the process of buying a property

Questions worth asking

Before you even start thinking suburbs or house size, there are always a few questions to ask. It may seem personal, but it’s worth it to get a solid answer on just what you can borrow and buy. Here are a few qs our mortgage calculator will ask:

• What have you got as deposit?
• What kind of property are you trying to buy?
• How does your income look over the next few years?
• What are your living expenses?

What are your deposit options?

Struggling to get your 20% deposit together? You’re not the only one! It’s a big ask in Auckland – but first home buyers are our specialty and we have a few options up our sleeves to get you through the door.

Don’t get caught short…

It’s an expensive business buying a house! Forget the sale price, you’ll need to keep your EFTPOS card handy as there are a few other costs to consider, though not all are essential – so don’t fret yet!

Meet Campbell 

I guess I’m the face of Hastie Mortgages (that’s Hay-stee…. just to clarify). And yes, while we’re swift and onto it, it’s also my last name – Campbell Hastie – (handy, I know).

I did one of those career questionnaires on Facebook and it said I should be a therapist. Strangely enough that’s how it feels some days, talking to people about getting a mortgage to buy a home, especially their first one. I’ve been told I’m a good listener, can put myself in other people’s shoes, and I’m great at working through sticky financial situations. Sounds like a therapist alright – though my clients generally sit, rather than lie on the couch. People seem to trust me, perhaps because I say things straight and in language you can understand. I also lay out the options and let you choose one that makes sense. It’s you who has to pay the damn mortgage after all, so it’s got to suit you, not me.