Mortgage Products

Discover tailored mortgage solutions designed to fit your unique needs. Our expert team is here to guide you through every step, ensuring a smooth and stress-free experience. Let’s make homeownership a reality together!

First Home Buyers

Look, buying your first home is a big deal. It’s a huge financial decision, and you’ll be paying off that mortgage for years.

That’s why getting it right from the start is crucial. We deal with the banks, so you don’t have to, cutting down your stress.

And here’s the thing – our help usually costs you nothing. Find out more here.

Refixing Your Mortgage

The amount you borrow matters, but the loan terms are just as important.

You need straight-up, expert advice at this point. We know loans inside and out. We’re direct, we listen carefully, and we do our homework to find the best options for you.

Many homeowners stick with their current terms for years without exploring better options. That’s where we come in to help. Find out more here.

Holiday Homes

Holiday homes are triple-threat assets: they’re memory-makers, retirement nest eggs, and shrewd investments all rolled into one. They’re a smart way to plan for retirement, build your property portfolio, and create a family legacy.

Whether you’re thinking about downsizing or looking to invest, a holiday home can be a versatile asset. We’ll guide you through the financial stuff and connect you with experts for the nitty-gritty details. Find out more here.

Investment Property

Property investment is a popular retirement planning tool in New Zealand. It offers tax benefits and the unique advantage of leverage for another loan.

But – and this is a big but – while it’s often considered ‘good debt’, you need to really assess your financial capacity and risk tolerance.

We’re here to guide you towards successful property investment and help you build wealth for years to come. Find out more here.

Bank of Mum and Dad

If you can tap into ‘The Bank of Mum and Dad’, you’re in luck. You can buy better than average and move up the property ladder quicker.

But it’s all about getting terms that work for everyone. There are a few ways to do this – securing a loan via parents’ property, gifting money, or offering a no-interest loan. We’ll help you avoid the confusion and find the ideal solution for your situation. Find out more here.

Renovation Loans

Renovations can breathe new life into your home, enhancing its comfort, functionality, and value. But it’s crucial to consider whether the renovation will give you a positive return on investment.

Banks often want a registered valuation to ensure the project maintains a healthy equity position.

Despite the challenges, renovations can be a great way to improve your home. We’ll help you explore the best financing options for your unique situation. Find out more here.

Talk To Us

You’re either overwhelmed or ready to make your first move! That’s what I’m here for – to talk you through this thing called house buying.

Happy Clients

Get in touch

We’re here to talk. Whether you’re just making first steps towards home ownership or you’re ready to buy, get in touch with us.

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