We’re here to help
Don’t struggle through on your own!
When expert advice on getting a mortgage is free, why not take it?
We’re incredibly experienced in guiding first home buyers in Auckland through the house purchase process – we’ve been doing it for 15 years now. Take our advice.
Making one of your biggest financial decisions…
Hundreds of thousands of dollars is no small thing. So it make’s sense to get some professional advice before signing up to that much debt!
A good mortgage broker is there to take the hard work out of securing a mortgage – we’re there to take you on the direct route to owning your own home. We stand between you and the banks – the paperwork, the loopholes, the hold-ups – to take the heavy stress off you. And because we’re paid via the banks, our help almost always comes at no cost to you.
Here’s how we can help…
Borrowing the right amount
Yes, income is a key factor, but we look at a whole lot more to figure out how much you can borrow. It’s a balance between giving you the ability to buy, yet still have a life at the same time!
Choosing the right mortgage structure
The size of your mortgage matters of course, but the conditions, well they’re just as important. Payback rate, break periods, interest-free options, fixed or floating, payment flexibility – it all affects how you pay back your mortgage.
Giving more options for deposit
It often takes a bit of creativity to build a deposit these days. And we have great insight into different ways and means to build your fund and make it stretch as far as possible when buying a property.
Getting prepped for any extra costs
No, it’s not just the deposit… you definitely need a bit of extra cash in the bank to cover a few house ownership costs. We can talk you through what’s needed, and what’s an extra…
Making sure your application is good to go
There are a lot of hoops to jump through, papers to sign, potential pitfalls on your path to home ownership. Our job? To make sure all your boxes are ticked and avoid any hold-ups, so there’s no surprises for you on purchase.
Talk To Cam
You’re either overwhelmed or ready to make your first move! That’s what I’m here for – to talk you through this thing called house buying.
Let’s see where you’re at.
Download your free mortgage e-book
Got questions about buying your first home? Where to even start?! Our free e-book - The bank said YES! - takes you through the process in a simple (maybe even fun) way. Sign up for your copy, here.