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Latest update: Still waiting…

Latest update: Still waiting…

The other day, I was having coffee with a client when the conversation turned to interest rates, which isn’t unusual in my line of work. They looked at me over the café table and asked me the six-million-dollar question: ‘Why are we still waiting for interest rates to...
When are interest rates going to drop?

When are interest rates going to drop?

Whenever I’m at a social occasion, I try to avoid talking about what I do because inevitably, I end up spending the rest of the evening listening to people’s opinions on Property and Interest Rates and politely indulging their questions. I also run the risk of...
Splitting and fixing interest rates.

Splitting and fixing interest rates.

I had a bit of an interview with Diana Clement, who wrote an article on OneRoof, and I thought I’d expand a bit of what we were talking about. Does the splitting strategy still make sense when interest rates are falling? Short answer: yes. Because what this strategy...
Are we there yet? Have interest rates peaked?

Are we there yet? Have interest rates peaked?

As with all forecasts and predictions, a grain of salt is necessary to answer that question. In the case of interest rate forecasts, a wheelbarrow of salt is probably prudent! But if you were to push me, then I’d say yes, I think they have. We won’t know until we are...
Will mortgage rates go down in 2023?

Will mortgage rates go down in 2023?

Nostradamus was a French astrologer, apothecary, physician, and reputed seer who is best known for his book – a collection of 900+ future event predictions. He’s probably got a better idea than we do and frankly, making predictions is fraught even at the best of...
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