by Cam | Jul 14, 2020 | COVID-19, Finances, Mortgage Adviser
Skills worth saving: How lockdown taught us how to beat the budget Did you make a list of pursuits to keep you occupied during lockdown? If you weren’t wrangling under-5s or endeavouring to homeschool while doing the 9-5, perhaps you attempted artisan sourdough using...
by Cam | May 25, 2020 | COVID-19, Deposit Options, First Home Buyer, Mortgage Adviser
LVR changes? First home buyers, sorry, they mean diddly squat to you You’re probably well aware that the RBNZ removed the LVR restrictions on 30th April 2020. What you might not realise is that this was done so that the mortgage relief being granted to people as a...
by Cam | Apr 30, 2020 | COVID-19, Deposit Options, First Home Buyer, Mortgage Adviser
INCOME: Why quality’s (almost) more important than quantity right now Bigger is better right? The more the merrier too? In a financial context both make a lot of sense. When you think about borrowing money for a mortgage in the Auckland market, the more income you’ve...
by Cam | Apr 22, 2020 | Auckland Market, COVID-19, Finances
Will the LVR changes let you take the next step? A journalist’s job is to write a headline that gets you interested enough to click on it and read the story. [See above!] Never forget that clicking means you’ll get to see an advertisement that pays their wages. So,...
by Cam | Apr 21, 2020 | Auckland Market, COVID-19, First Home Buyer
First Home Buyers: Your deposit will come back Unfortunately, community transmission of Covid-19 has been widespread amongst KiwiSaver funds. Balanced and growth funds have taken the biggest beating, but even the really conservative funds have had a few grazes. Unless...
by Cam | Apr 15, 2020 | COVID-19, Finances, Mortgage Adviser
Lockdowners: Have you done a budget yet? We’re now into the fourth week of lockdown and you’ve probably had plenty of time on your hands. Time to watch Netflix. Time to use a small portion of the 20kg bag of flour you panic bought. Time to get seriously anxious about...
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