Painting a picture

You’re ready to buy a home or extend your loan and have started looking into a mortgage. Like most people, you might assume it’s a pretty…

Cash incentives for refixing

It’s one of our most common questions… “We have already fixed our rate, but what is the situation with cash incentives for refixing?” And a recent…

Time to refinance: Should you?

Before I answer that question it’s worth defining what ‘refinance’ actually means because it’s a word people use in different ways. Some people use…

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