by Cam | May 27, 2024 | Mortgage Adviser
You’re ready to buy a home or extend your loan and have started looking into a mortgage. Like most people, you might assume it’s a pretty straightforward process—find a lender, fill out an application, and get approved, right? Not quite. The reality is...
by Cam | Aug 14, 2023 | Mortgage Adviser
It’s one of our most common questions… “We have already fixed our rate, but what is the situation with cash incentives for refixing?” And a recent article in Stuff where four mortgage advisers talk about the “bribe” for customers to stay at the bank they’re with....
by Cam | Feb 22, 2021 | Interest rates, Managing your mortgage, Mortgage Adviser
What’s the best interest rate strategy? This question of what’s the best interest rate strategy has been something many homeowners haven’t considered for a while. I mean who needs to think hard on that one when the rates are falling month upon month (for years)! But...
by Cam | Jan 27, 2021 | Mortgage Adviser
With new Tenancy rules coming in next month (Feb 2021) there’s been the usual gnashing of teeth from landlords who feel aggrieved about tenants having a greater range of rights, at their very own expense. Yes, tenants are being given a bit more power. The two key...
by Cam | Jul 14, 2020 | COVID-19, Finances, Mortgage Adviser
Skills worth saving: How lockdown taught us how to beat the budget Did you make a list of pursuits to keep you occupied during lockdown? If you weren’t wrangling under-5s or endeavouring to homeschool while doing the 9-5, perhaps you attempted artisan sourdough using...
by Cam | Jul 3, 2020 | Deposit Options, First Home Buyer, Mortgage Adviser
Will having a flatmate help you buy your first home? First home buyers often wonder aloud about whether or not the bank will include flatmates in their mortgage affordability calculation. Will that ‘income’ let you get a bigger mortgage and a flasher house? Or even...
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