When to jump at the best interest rate
About 10 days ago there was a flurry of activity on the interest rate front. ANZ appeared to lead the downward charge and everyone else followed,…
LVR changes? First home buyers, sorry, they mean diddly squat to you
You’re probably well aware that the RBNZ removed the LVR restrictions on 30th April 2020. What you might not realise is that this was done so that…
Time to refinance: Should you?
Before I answer that question it’s worth defining what ‘refinance’ actually means because it’s a word people use in different ways. Some people use…
INCOME: Why quality’s (almost) more important than quantity right now
Bigger is better right? The more the merrier too? In a financial context both make a lot of sense. When you think about borrowing money for a…
Lockdowners: Have you done a budget yet?
We’re now into the fourth week of lockdown and you’ve probably had plenty of time on your hands. Time to watch Netflix. Time to use a small portion…
COVID-19: What’s the short-term outlook for the property market?
Over the last week or so people have asked me what my view is of the property market here in New Zealand with all this Covid-19 business going down….
