Property investment in 2025
If you’ve been sitting on the fence about property investment, especially with the higher interest rates and regulatory restraints of the last few years, 2025 might be the year to make your move. But before you rush out to become a landlord, let’s talk about why the timing looks good and, more importantly, how to do it smartly.
Why we’re big fans of banking flexibility
If there’s one thing I’ve learned in my many years as a mortgage advisor, it’s that not all bank products are created equal. While most banks offer..
It’s about opportunity cost
Our previous article, ‘The squeeze is on!’ , was that spending restraint would begin to flow through the economy because interest rates would absorb…
Skills worth saving: How lockdown taught us how to beat the budget
Did you make a list of pursuits to keep you occupied during lockdown? If you weren’t wrangling under-5s or endeavouring to homeschool while doing…
When to jump at the best interest rate
About 10 days ago there was a flurry of activity on the interest rate front. ANZ appeared to lead the downward charge and everyone else followed,…
Time to refinance: Should you?
Before I answer that question it’s worth defining what ‘refinance’ actually means because it’s a word people use in different ways. Some people use…
Will the LVR changes let you take the next step?
A journalist’s job is to write a headline that gets you interested enough to click on it and read the story. [See above!] Never forget that clicking…
Lockdowners: Have you done a budget yet?
We’re now into the fourth week of lockdown and you’ve probably had plenty of time on your hands. Time to watch Netflix. Time to use a small portion…
