by Cam | May 15, 2023 | Finances
Our previous article, ‘The squeeze is on!’ , was that spending restraint would begin to flow through the economy because interest rates would absorb more household income. Well, the squeeze is still on, and it’s starting to have an impact. We are getting asked the...
by Cam | Jul 14, 2020 | COVID-19, Finances, Mortgage Adviser
Skills worth saving: How lockdown taught us how to beat the budget Did you make a list of pursuits to keep you occupied during lockdown? If you weren’t wrangling under-5s or endeavouring to homeschool while doing the 9-5, perhaps you attempted artisan sourdough using...
by Cam | Jun 3, 2020 | Finances, Mortgage Adviser, Refinancing
When to jump at the best interest rate About 10 days ago there was a flurry of activity on the interest rate front. ANZ appeared to lead the downward charge and everyone else followed, then ASB went one better, and everyone followed that. It turned out to be three...
by Cam | May 6, 2020 | Auckland Market, Finances, Mortgage Adviser, Refinancing
Time to refinance: Should you? Before I answer that question it’s worth defining what ‘refinance’ actually means because it’s a word people use in different ways. Some people use it to mean ‘change banks’. Usually because they’re annoyed with their current bank or...
by Cam | Apr 22, 2020 | Auckland Market, COVID-19, Finances
Will the LVR changes let you take the next step? A journalist’s job is to write a headline that gets you interested enough to click on it and read the story. [See above!] Never forget that clicking means you’ll get to see an advertisement that pays their wages. So,...
by Cam | Apr 15, 2020 | COVID-19, Finances, Mortgage Adviser
Lockdowners: Have you done a budget yet? We’re now into the fourth week of lockdown and you’ve probably had plenty of time on your hands. Time to watch Netflix. Time to use a small portion of the 20kg bag of flour you panic bought. Time to get seriously anxious about...
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