When to jump at the best interest rate

About 10 days ago there was a flurry of activity on the interest rate front. ANZ appeared to lead the downward charge and everyone else followed, then ASB went one better, and everyone followed that. It turned out to be three days of mayhem for us where we worked hard to lock in some pretty […]

Time to refinance: Should you?

Before I answer that question it’s worth defining what ‘refinance’ actually means because it’s a word people use in different ways. So, when you talk about refinancing, which one do you mean? In most cases it’s all of them! Yes you want a good rate and yes you want the loan to suit you, and […]

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