Will having a flatmate help you buy your first home?
First home buyers often wonder aloud about whether or not the bank will include flatmates in their mortgage affordability calculation. Will that…
LVR changes? First home buyers, sorry, they mean diddly squat to you
You’re probably well aware that the RBNZ removed the LVR restrictions on 30th April 2020. What you might not realise is that this was done so that…
INCOME: Why quality’s (almost) more important than quantity right now
Bigger is better right? The more the merrier too? In a financial context both make a lot of sense. When you think about borrowing money for a…
How much can I borrow?
It’s rather appealing. The idea of punching a few numbers into an online mortgage calculator and getting an instant answer about whether or not…