by Cam | Nov 16, 2023 | Managing your mortgage
We’ve had a lot of people asking about lump sum payments, and we’re pleasantly surprised at just how many people have a little lump of cash lying around. It might be $20k, sometimes it’s $100k! Either way, people ask themselves if it’s better to sit on it or put it on...
by Cam | Aug 14, 2023 | Managing your mortgage
A mortgage can be a daunting task for anyone, but for self-employed people, there is greater scrutiny from the banks to ensure they are not a high risk. Traditional employees have a steady income, and a regular paycheck or salary, whilst businesses often fluctuate...
by Cam | Feb 10, 2023 | Managing your mortgage
Has this thought crossed your mind? Have you looked at all your outgoings and the impact of interest rate increases and come to the conclusion that there is no other option? It certainly has for some people and I’ll put my hand up to say I’m someone who had to do it....
by Cam | Dec 19, 2022 | Managing your mortgage
I said a few months ago that spending restraint would begin to flow through the economy because interest rates would absorb more household income – ergo, less money in your pocket to spend. Fast forward three months, things are a bit clearer, and in my view, a...
by Cam | Feb 22, 2021 | Interest rates, Managing your mortgage, Mortgage Adviser
What’s the best interest rate strategy? This question of what’s the best interest rate strategy has been something many homeowners haven’t considered for a while. I mean who needs to think hard on that one when the rates are falling month upon month (for years)! But...
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