Blog

We have an opinion or two about what’s going on in the property market! Here’s where we share the latest.
"Flexibility is the key" written on a sticky note on office desk

Refixing your mortgage – there’s more flexibility than you think

Refixing in a reducing interest rate environment sounds boring as hell, doesn’t it? But stick with me, because this could save you a lot of stress and potentially thousands of dollars over the life of your mortgage. We have countless conversations with clients about what to do when their fixed rate expires. Especially now, when interest rates have dropped. And I find myself encouraging virtually everyone to keep their payments at the same level they’ve been making, even though the new rate might be lower.
read more

A first home journey with Glen and Nish

That first meeting ended with a handshake and a promise: "I'll be back." Three years and $90,000 of paid-off debt later, Glen and Nish didn't just come back – they powered through every setback the Auckland housing market threw at them.
read more
woman sitting next to scale balancing property and money

Property investment in 2025

If you've been sitting on the fence about property investment, especially with the higher interest rates and regulatory restraints of the last few years, 2025 might be the year to make your move. But before you rush out to become a landlord, let's talk about why the timing looks good and, more importantly, how to do it smartly.
read more
pile of chocolate gold coins

The two-year fix might be your sweet spot

There's been plenty of chatter about interest rates lately (just for a change!), with predictions flying around about what will happen next. But we're starting to see a return to what I'd call 'normal' in the mortgage market. And by normal, I mean how things worked before Covid turned everything on its head.
read more

Applying for a mortgage? Start the process now.

I was talking to one of my clients the other day, who told me that he’d be looking to increase his mortgage in March next year so he could buy a...
read more

Why we’re big fans of banking flexibility

If there's one thing I've learned in my many years as a mortgage advisor, it's that not all bank products are created equal. While most banks offer..
read more

Categories

Recent Posts

Get in Touch

Our team has a way of explaining complexities in a simple manner, with no bank jargon or adviser lingo, just common sense from experts, and a people-first promise.

Happy Clients

Get in touch

We’re here to talk. Whether you’re just making first steps towards home ownership or you’re ready to buy, get in touch with us.