Mortgage Calculator How much can I borrow? So, how much you can borrow and will the bank approve it? Get your answer. The steps are simple… Enter your details below to get access to our industry-leading mortgage calculator It gathers a range of info from you to work out just how viable your home loan application would be with a bank. Bogus info means a bogus result for you, so what’s the point in that? All your info is kept secure and will only be used to work out your mortgage options, to talk to you about those options or for other mortgage related things that might benefit you. Please also be aware that by using the calculator you’re also subscribing to our e-newsletter – and we’re not prolific spammers! It’s a quick monthly email with relevant info on what’s happening in the mortgage market and tips you might find handy in your house search. Get started Start Calculator Loan Details Deposit Amount Property Price Interest Rate 3.5 4.0 4.5 5.0 5.5 6.0 6.5 7.0 7.5 8.0 Loan Term (years) I am: *(please select from) Looking to buy my first home. Looking to buy my next home. Looking to buy an investment property. Not looking to buy at the moment. Income Income 1 Amount Tax Type After Tax Before Tax Period Per Year Per Month Per Fortnight Per Week Do you have a student loan? Income 2 Amount Tax Type After Tax Before Tax Period Per Year Per Month Per Fortnight Per Week Do you have a student loan? Other Income (if any) Amount Tax Type After Tax Before Tax Period Per Year Per Month Per Fortnight Per Week Expenses The Adult and Child expense fields allow for standard living expenses like food, power, phone, petrol on a per person basis. Number of Adults Number of Children Total Credit Card Limits Total Store Card Limits Repayments on Personal Loans/HP Per Year Per Month Per Fortnight Per Week Child Care/Support Payments Per Year Per Month Per Fortnight Per Week Calculate Maximum Loan ? Disclaimer: This calculator is intended as a guide so you can make better informed mortgage decisions. Your results are not an offer of finance or any guarantee that finance will be available to you. We have taken reasonable steps to ensure the accuracy of your results but each lender has specific criteria you need to meet. We recommend you get us to obtain pre-approved finance before proceeding with your project or purchase. Fees may apply and interest rates are subject to change. (Like all things in life... except death and taxes!)