Financial help for first-home buyers

Getting into home ownership is something nearly every Kiwi aspires to do. But it can be really daunting, and that’s something we’ve been helping…
Navigating workplace pressure

We want to introduce you to Carley Nicholson, one of our clients. Carley owns a business that helps build peaceful, productive, and positive…
What the new government means for borrowers

At the time of writing (13 Nov 2023), the coalition partners had yet to form a government so there’s every chance the property-related policy we end…
Making lump sum payments and break fees

We’ve had a lot of people asking about lump sum payments, and we’re pleasantly surprised at just how many people have a little lump of cash lying…
Top 10 things to look for in a co-ownership mortgage

Husbands and wives, boyfriends and girlfriends have been doing co-ownerships for years – it’s nothing new. However, what is new is that friends,…
Cash incentives for refixing

It’s one of our most common questions… “We have already fixed our rate, but what is the situation with cash incentives for refixing?” And a recent…
Mortgages for the self-employed

A mortgage can be a daunting task for anyone, but for self-employed people, there is greater scrutiny from the banks to ensure they are not a high…
Splitting and fixing interest rates.

I had a bit of an interview with Diana Clement, who wrote an article on OneRoof, and I thought I’d expand a bit of what we were talking about. Does…
The buyer’s market has gone

It’s never one thing on its own that makes a market change; there are many factors, and wouldn’t you know it, they’re all moving simultaneously….
It’s about opportunity cost

Our previous article, ‘The squeeze is on!’ , was that spending restraint would begin to flow through the economy because interest rates would absorb…