by Cam | Nov 16, 2023 | First Home Buyer
Husbands and wives, boyfriends and girlfriends have been doing co-ownerships for years – it’s nothing new. However, what is new is that friends, family, and others can now buddy up to purchase a house together. Being able to pool your resources is becoming...
by Cam | Aug 14, 2023 | Mortgage Adviser
It’s one of our most common questions… “We have already fixed our rate, but what is the situation with cash incentives for refixing?” And a recent article in Stuff where four mortgage advisers talk about the “bribe” for customers to stay at the bank they’re with....
by Cam | Aug 14, 2023 | Managing your mortgage
A mortgage can be a daunting task for anyone, but for self-employed people, there is greater scrutiny from the banks to ensure they are not a high risk. Traditional employees have a steady income, and a regular paycheck or salary, whilst businesses often fluctuate...
by Cam | Aug 14, 2023 | Interest rates
I had a bit of an interview with Diana Clement, who wrote an article on OneRoof, and I thought I’d expand a bit of what we were talking about. Does the splitting strategy still make sense when interest rates are falling? Short answer: yes. Because what this strategy...
by Cam | Aug 14, 2023 | Auckland Market
It’s never one thing on its own that makes a market change; there are many factors, and wouldn’t you know it, they’re all moving simultaneously. We’ve noticed a marked change in activity since our last newsletter, reflecting that several factors have converged. It’s...
Call us today 09 320 0847